SurfaceOps Certified PARs document chemistry, pH, GPS-verified labor, and BMP compliance — turning unverifiable jobs into defensible records. Reduce loss ratios on $5k–$50k commercial pressure washing claims.
EPA stormwater fines hit property owners — your insureds' clients. Without contractor documentation, claim adjusters can't verify BMPs were followed. That triggers E&O and pollution liability exposure back to the contractor, and ultimately to your book.
EPA 40 CFR 122.41 + state NPDES programs impose per-day civil penalties on property owners when contractors discharge without documentation. California: $37,500/day. Florida: $50,000/day. New York: $37,500/day.
When a pollution liability claim reaches an adjuster, the first question is: what did the contractor log? Without a contemporaneous PAR, there's nothing to evaluate — no BMP evidence, no pH readings, no disposal records.
If a contractor can't document compliance, the property owner's insured claim becomes undeniable. That exposure tracks back through the liability chain — including the broker who didn't surface the documentation gap at placement.
SurfaceOps Certified PARs document: chemical names + concentrations + dilution ratios, GPS clock-in/clock-out, SDS sheets per product, pH log, water recovery manifest, and substrate-specific application notes. Signed and tamper-evident.
Offer SurfaceOps as a value-add to your commercial pressure-washing insureds. Drives renewal stickiness and positions your brokerage as the firm that named the documentation gap.
Send your insured to SurfaceOps. They purchase PARs at $99 each — or 3-pack ($249) or 10-pack ($799). Your name stays in the loop as the referring broker.
Your firm's logo appears on the PAR cover page. Positions the compliance tool as a value-add from your brokerage. Drives renewal stickiness across commercial accounts.
Full white-label for enterprise books. Custom domain, your branding throughout the platform. Pricing on request — use the form below or book a 15-min call.
The math on a mid-size commercial book illustrates the scale of the opportunity. Numbers are illustrative — actual results depend on your book's composition and claim history.
| Metric | Baseline (no documentation) | With SurfaceOps PARs |
|---|---|---|
| Commercial pressure-washing insureds | 200 accounts | 200 accounts |
| Avg pollution/stormwater claim | $18,000 | $18,000 |
| Annual claim frequency | ~4% (~8 claims/yr) | ~3.8% (~7.6 claims/yr) |
| Annual loss (illustrative) | $144,000 | $136,800 |
| Annual loss reduction | — | ~$7,200 on this book |
⚑ Illustrative only. 5% frequency reduction used as conservative estimate. Actual impact varies by carrier, state, and claim composition.
Submit your info below. We'll reach out within one business day with a co-branded referral link and onboarding guide for your insureds.
The sample PAR is ungated — no email required. Full chemistry log, pH readings, GPS verification, SDS sheets, compliance citations.
Limestone HOA Facade — San Diego, CA. Includes: sodium hypochlorite application log at 1.5% working solution, GPS clock-in/out at 07:45–10:15, pH log (3 readings), SDS for all 3 chemicals, NPDES CAS004001 compliance citation, and water recovery manifest (48 gallons).
View Full Sample PAR →Walk through a real PAR, ask questions about co-branding options, and see how we handle your book's region and carrier requirements.
Book a 15-Min Intro Call →Or email us directly at surfaceops@polsia.app