Business & Legal · Free Generator
Subcontractor Agreement Generator
Generate a state-aware independent contractor agreement for your pressure washing subs — free preview in seconds, full PDF with your email.
CA AB5-Aware
TX Anti-Indemnity
FL Workers Comp
Insurance Clauses
Signature Blocks
Exhibit A Fillable
Common questions
Do I need a written sub agreement for every job?
For recurring subs, one master agreement covering the relationship is standard — with individual work orders (written or text) for each job. For one-off subs you've never worked with, get the agreement signed before they start. A verbal handshake agreement is unenforceable when a sub damages a $50K client driveway.
What's the California AB5 issue with pressure washing subs?
AB5 (Assembly Bill 5) requires employers to use the ABC test to classify workers. For a sub to qualify as an independent contractor in CA, they must: (A) be free from control, (B) perform work outside your usual business, and (C) be an established business in that trade. If a pressure washing sub works exclusively for your pressure washing company, clause B is a problem. The agreement includes the required AB5 notice — but consult a CA employment attorney if you're using subs for your core services.
What insurance minimum should I require?
$1M per occurrence is the industry standard for commercial work. If you're doing work for property managers or HOAs, many require $2M. For small residential-only subs, $500K may be acceptable. Whatever you choose, require a current Certificate of Insurance naming you as Additional Insured — collect it before the sub steps on a job site.
Is this agreement enforceable?
A properly executed written agreement is significantly more enforceable than a verbal or handshake arrangement. However, no template is a substitute for legal review in your specific state and situation. Use this as a starting point, then have a local attorney review it if you're running a high-volume sub operation or working in CA where worker classification risk is high.
What's in the Contractor Agreement Pack vs. this free generator?
The free generator produces a single sub agreement (this tool). The Contractor Agreement Pack ($29) includes 5 templates: the full sub agreement, a day-labor agreement, a client service contract (for your customers), a change order form, and a lien waiver. All are customizable Word/PDF documents you own permanently.